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CornerStone State Bank has a Business Account to fit your business needs.

Account is FREE to most small and intermediate businesses.
Features
  • No Fee Coin & Currency Transactions
  • Night Depository
  • Visa/MasterCard Merchant Program
  • Endorsement Stamps
  • Zipper or Lock Bags
  • Many Types Of Checks & Journals
  • 24 Hour Touch Tone Teller
  • Check Verification Teller (24 hrs)
  • ACH (in or out)
  • Fax Back of Account Information (24 hrs)
  • Overdraft Protection
  • Line of Credit
  • Direct Deposits
  • Earning Credit on all charges
  • FDIC Insured
  • Free Check images
  • ATM - Access
  • Debit Card

Monthly Maintenance: A low Monthly Statement fee of $7.00.  

 
Business Checking

 

Business Checking with Interest

 

 

The Monthly Statement Fee will be waived off via Internet Delivery of Statements (E-Statements).


Monthly Activity: 

  • Internet Statements remain on Internet System for 14 months
  • Check Images remain Internet System for 2 months
  • Interest, OD Notices and Loan information is also available on Internet Site.


Activity Fees:

  • 0.16 per paper debits (Checks)
  • 0.09 per Electronic Debits (ACH, POS, etc.)
  • 0.24 per Deposit (includes electronic credits)
  • 0.09 per Transit item (other bank checks deposited)
  • 0.03 per on us Checks (CornerStone State Bank checks deposited)
  • $10,000 customer average waives activity charges


EARNINGS CREDIT:

  • Your Earnings Credit is based on Average Ledger Balance.
  • A generous Earnings Credit Rate is set monthly by CornerStone State Bank and is subject to fluctuation as interest rates change in the market place.
  • An itemized activity statement is provided with all business accounts.
  • Checking accounts held by corporations, per federal regulation, are eligible to receive interest. Corporations are allowed to have Money Funds. Call CornerStone State Bank for details.
  • Checks made out to a business cannot be cashed; they must be deposited into the business account. If you need to receive cash, you will need to write a check and cash it.
  • CornerStone State Bank reserves the right to change account types based on legal regulation changes or activity changes. Written notice will precede any account type changes.
  • Interest paid on Business Checking is variable and is subject to fluctuation as interest rates change in the Market Place.