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Consumer Savings Accounts

Account Type Minimum Deposit and Minimum Balance Requirements Maintenance Fee Waived With Requirement Interest Paid Features - Benefits
CornerStone Personal Money Market Savings $1,000 - $10 Maintenance fee monthly
- 6 free withdrawals - $1.00 per check/debit fee over 6.
- Federal Regulation D limits savings accounts to 6 transfers per month (calendar or statement cycle) by check, draft, debit card or other payment order to a 3rd party as well as transfers out by telephone, Internet or through an automated clearing house (ACH).
Yes - Automatic transfers limited
- Direct Deposit
- Internet Banking
- Mobile Banking
- Text, Email, Mobile Banking account alerts
- Monthly Statement
- E-Statements
- Higher rate of interest than regular savings
- Touch Tone Teller
- No monthly fee for ATM card available with separate application
- P2P
- Shazam Bolt
Cornerstone Personal Savings $100 - $3 Maintenance fee monthly
- 10 free withdrawals per quarter. $0.50 activity charge per withdrawal over 10.
- Federal Regulation D limits savings accounts to 6 transfers per month (calendar or statement cycle) by check, draft, debit card or other payment order to a 3rd party as well as transfers out by telephone, Internet or through an automated clearing house (ACH).
Yes - Automatic transfers limited
- Direct Deposit
- Internet Banking
- Mobile Banking
- Text, Email, Mobile Banking account alerts
- Quarterly Statement
- E-Statements
- Lower minimum balance required
- Touch Tone Teller
- No monthly fee for ATM card available with separate application
- P2P
- Shazam Bolt
Cornerstone Christmas Club $5 No fees.
No withdrawals allowed.
Yes - A check is automatically mailed to you the first week of November.
- Internet Banking
- E-statements
- Mobile Banking
- Touch Tone Teller
Direct Deposit
- Annual Statement
Cornerstone Minor Savings $50 - $3 Maintenance fee quarterly
- 10 free withdrawals per quarter. $0.50 activity charge per withdrawal over 10.
- Federal Regulation D limits savings accounts to 6 transfers per month (calendar or statement cycle) by check, draft, debit card or other payment order to a 3rd party as well as transfers out by telephone, Internet or through an automated clearing house (ACH).
Yes - Quarterly Statements
- Internet Banking
- E-statements
- Mobile Banking
- Touch Tone Teller
Direct Deposit
- Text, Email, Mobile Banking account alerts
Cornerstone Gold Savings $2,500 account minimum
$50,000 in combination of all deposit accounts at ConerStone State Bank
- $10 Maintenance fee quarterly
- $.50 per debit charge over 10
Federal Regulation D limits savings accounts to 6 transfers per month(calendar or statement cycle) by check, draft, debit card or other payment order to a 3rd party as well as transfers out by telephone, Internet or through an automated clearing house (ACH).
Yes, Variable - No monthly fee for ATM Card available with separate application
- No fee on Money Orders and Cashier's Checks - 5 per month
- No fee on photocopies - 5 per month
- No fee on Notary & Signature Guarantee
- Direct Deposit
- Internet Banking
- E-statements
- Mobile Banking
- Online Banking
- Free standard style checks, single or duplicate - 1 box per order
- Touch Tone Teller
- Text, Email, Mobile Banking account alerts
Cornerstone Gold Money Market Savings $15,000 account minimum
$15,000 account average
$50,000 in combination of all deposit accounts at ConerStone State Bank
- $10 Monthly Maintenance fee
- $1.00 per check/debit fee over 6.
- Federal Regulation D limits savings accounts to 6 transfers per month(calendar or statement cycle) by check, draft, debit card or other payment order to a 3rd party as well as transfers out by telephone, Internet or through an automated clearing house (ACH).
- No monthly fee for ATM Card available with separate application.
Yes, Variable - No monthly fee for ATM Card available with separate application
- No fee on Money Orders and Cashier's Checks - 5 per month
- No fee on photocopies - 5 per month
- No fee on Notary & Signature Guarantee
- Direct Deposit
- Internet Banking
- E-statements
- Mobile Banking
- Online Banking
- Free standard style checks, single or duplicate - 1 box per order
- Touch Tone Teller
- Text, Email, Mobile Banking account alerts

* We require that you have $200.00 on deposit to cash a Non-CornerStone State Bank check without a check-cashing fee.

* We may change the rate on interest bearing accounts, at any time, at our discretion. As rates change in the market place, current rate are always posted in the bank lobby.

* We use the daily collected balance method to calculate the interest on this account. The method applies a daily periodic rate to the collected principal balance in the account each day.

* Encoded savings slips are provided free of charge to the account holders.

* Subject to service charges if dormant for 12 months.

* If you would like Internet or mobile access to your accounts please enroll on our Website