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CornerStone State Bank Interest Rates

Effective: 03/18/2013

Interest Bearing Accounts - Compounded Monthly
  $0.01 to
$24,999.99
$25,000 to
$74,999.99
$75,000+
Minimum Deposit
Requirement
to Open Account
Account Type Rate APY Rate APY Rate APY
$500.00 Gem's Checking 0.05% 0.05% 0.10% 0.10% 0.15% 0.15%
$600.00 CornerStone w/Interest 0.05% 0.05% 0.10% 0.10% 0.15% 0.15%
$600.00 Club, Gold Checking 0.05% 0.05% 0.10% 0.10% 0.15% 0.15%
$15000.00 VIP Checking 0.10% 0.10% 0.10% 0.10% 0.15% 0.15%
$1000.00 Money Market Savings 0.20% 0.20% 0.30% 0.30% 0.35% 0.35%
$15000.00 VIP Money Market Savings 0.20% 0.20% 0.30% 0.30% 0.35% 0.35%
 
Interest Bearing Accounts - Compounded Quarterly
  $0.01 to
$24,999.99
$25,000 to
$74,999.99
$75,000+
Minimum Deposit
Requirement
to Open Account
Account Type Rate APY Rate APY Rate APY
$50.00 Regular Savings 0.15% 0.15% 0.15% 0.15% 0.15% 0.15%
$10.00 Minor Savings 0.15% 0.15% 0.15% 0.15% 0.15% 0.15%
$2500.00 VIP Savings 0.20% 0.20% 0.20% 0.20% 0.20% 0.20%
$50.00 IRA 0.20% 0.20% 0.20% 0.20% 0.20% 0.20%
$10.00 Non-Profit 0.25% 0.25% 0.25% 0.25% 0.25% 0.25%
$5.00 Christmas Club Account 0.25% 0.25%        
 
Certificates of Deposit (C.D.) - Compounded Quarterly
  $0.01 to
$24,999.99
$25,000 to
$74,999.99
$75,000+
Minimum Deposit
Requirement
to Open Account
Account Type Rate APY Rate APY Rate APY
$1000.00 3 - Month C.D. 0.20% 0.20% 0.25% 0.25% 0.25% 0.25%
 
Certificates of Deposit (C.D.) - Compounded Semi-Annually
  $0.01 to
$24,999.99
$25,000 to
$74,999.99
$75,000+
Minimum Deposit
Requirement
to Open Account
Account Type Rate APY Rate APY Rate APY
$1000.00 6 - Month C.D. 0.30% 0.30% 0.35% 0.35% 0.35% 0.35%
$500.00 12 - 23 Month C.D. 0.45% 0.45% 0.50% 0.50% 0.50% 0.50%
$500.00 24 - 35 Month C.D. 0.75% 0.75% 0.80% 0.80% 0.80% 0.80%
$500.00 36 - 48 Month C.D. 0.80% 0.80% 0.85% 0.85% 0.85% 0.85%
$500.00 60 Month C.D. 1.15% 1.15% 1.20% 1.20% 1.20% 1.20%
$500.00 IRA 36-48 month C.D. 0.80% 0.80% 0.85% 0.85% 0.85% 0.85%
 

 

  • Early withdrawal penalty = 1 year or less = loss of 90 Days of interest/over 1 year = loss of 180 days of interest
  • APY = Annual Percentage Yield
  • Checking, Money market and Savings Accounts are variable rate, therefore rate may change after account is opened. Fees could reduce earnings.
  • See an employee for further details.
  • Rate = Interest Rate