CornerStone State Bank

CornerStone State Bank Interest Rates

Effective: 12/22/2011

Interest Bearing Accounts - Compounded Monthly
  $0.01 to
$24,999.99
$25,000 to
$74,999.99
$75,000+
Minimum Deposit
Requirement
to Open Account
Account Type Rate APY Rate APY Rate APY
$500.00 Gem's Checking 0.05% 0.05% 0.10% 0.10% 0.20% 0.20%
$600.00 CornerStone w/Interest 0.05% 0.05% 0.10% 0.10% 0.20% 0.20%
$600.00 Club, Gold Checking, Type 90 0.05% 0.05% 0.10% 0.10% 0.20% 0.20%
$15000.00 VIP Checking 0.10% 0.10% 0.10% 0.10% 0.20% 0.20%
$1000.00 Money Market Savings 0.35% 0.35% 0.45% 0.45% 0.50% 0.50%
$15000.00 VIP Money Market Savings 0.35% 0.35% 0.45% 0.45% 0.50% 0.50%
 
Interest Bearing Accounts - Compounded Quarterly
  $0.01 to
$24,999.99
$25,000 to
$74,999.99
$75,000+
Minimum Deposit
Requirement
to Open Account
Account Type Rate APY Rate APY Rate APY
$50.00 Regular Savings 0.30% 0.30% 0.30% 0.30% 0.30% 0.30%
$10.00 Minor Savings 0.30% 0.30% 0.30% 0.30% 0.30% 0.30%
$2500.00 VIP Savings 0.35% 0.35% 0.35% 0.35% 0.35% 0.35%
$50.00 IRA 0.75% 0.75% 0.75% 0.75% 0.75% 0.75%
$10.00 Non-Profit 0.30% 0.30% 0.30% 0.30% 0.30% 0.30%
$5.00 Christmas Club Account 0.95% 0.95%
 
Certificates of Deposit (C.D.) - Compounded Quarterly
  $0.01 to
$24,999.99
$25,000 to
$74,999.99
$75,000+
Minimum Deposit
Requirement
to Open Account
Account Type Rate APY Rate APY Rate APY
$1000.00 3 - Month C.D. 0.35% 0.35% 0.35% 0.35% 0.35% 0.35%
 
Certificates of Deposit (C.D.) - Compounded Semi-Annually
  $0.01 to
$24,999.99
$25,000 to
$74,999.99
$75,000+
Minimum Deposit
Requirement
to Open Account
Account Type Rate APY Rate APY Rate APY
$1000.00 6 - Month C.D. 0.50% 0.50% 0.50% 0.50% 0.50% 0.50%
$500.00 12 - 23 Month C.D. 0.90% 0.90% 0.90% 0.90% 0.90% 0.90%
$500.00 24 - 35 Month C.D. 1.00% 1.00% 1.00% 1.00% 1.00% 1.00%
$500.00 36 - 48 Month C.D. 1.25% 1.25% 1.25% 1.25% 1.25% 1.25%
$500.00 60 Month C.D. 1.50% 1.51% 1.50% 1.51% 1.50% 1.51%
$500.00 IRA 36-48 month C.D. 1.45% 1.46% 1.45% 1.46% 1.45% 1.46%
 

  • Early withdrawal penalty = 1 year or less = loss of 90 Days of interest/over 1 year = loss of 180 days of interest
  • APY = Annual Percentage Yield
  • Checking, Money market and Savings Accounts are variable rate, therefore rate may change after account is opened. Fees could reduce earnings.
  • See an employee for further details.
  • Rate = Interest Rate