CornerStone State Bank

CornerStone State Bank Interest Rates

Effective: 07/15/2010

Interest Bearing Accounts - Compounded Monthly
  $0.01 to
$24,999.99
$25,000 to
$74,999.99
$75,000+
Minimum Deposit
Requirement
to Open Account
Account Type Rate APY Rate APY Rate APY
$500.00 Mainstreeter Checking 0.05% 0.05% 0.55% 0.55% 0.85% 0.85%
$600.00 NOW Checking 0.05% 0.05% 0.55% 0.55% 0.85% 0.85%
$600.00 Club, Gold Checking, Type 90 0.05% 0.05% 0.55% 0.55% 0.86% 0.86%
$15000.00 VIP Checking 0.10% 0.10% 0.65% 0.65% 0.90% 0.90%
$1000.00 Money Market Savings 0.40% 0.40% 0.65% 0.65% 0.90% 0.90%
$15000.00 VIP Money Market Savings 0.65% 0.65% 0.65% 0.65% 0.90% 0.90%
 
Interest Bearing Accounts - Compounded Quarterly
  $0.01 to
$24,999.99
$25,000 to
$74,999.99
$75,000+
Minimum Deposit
Requirement
to Open Account
Account Type Rate APY Rate APY Rate APY
$50.00 Regular Savings 0.35% 0.35% 0.55% 0.55% 0.75% 0.75%
$10.00 Minor Savings 0.35% 0.35% 0.55% 0.55% 0.75% 0.75%
$2500.00 VIP Savings 0.40% 0.40% 0.60% 0.60% 0.75% 0.75%
$50.00 IRA 0.75% 0.75% 1.25% 1.26% 1.45% 1.46%
$10.00 Non-Profit 0.35% 0.35% 0.55% 0.55% 0.75% 0.75%
$5.00 Christmas Club Account 0.95% 0.95%
 
Certificates of Deposit (C.D.) - Compounded Quarterly
  $0.01 to
$24,999.99
$25,000 to
$74,999.99
$75,000+
Minimum Deposit
Requirement
to Open Account
Account Type Rate APY Rate APY Rate APY
$1000.00 91-Day C.D. 0.65% 0.65% 0.75% 0.75% 0.85% 0.85%
 
Certificates of Deposit (C.D.) - Compounded Semi-Annually
  $0.01 to
$24,999.99
$25,000 to
$74,999.99
$75,000+
Minimum Deposit
Requirement
to Open Account
Account Type Rate APY Rate APY Rate APY
$1000.00 182 Day C.D. 1.00% 1.00% 1.10% 1.10% 1.20% 1.20%
$500.00 12 - 23 Month C.D. 1.35% 1.35% 1.45% 1.46% 1.55% 1.56%
$500.00 24 - 35 Month C.D. 1.50% 1.51% 1.60% 1.61% 1.70% 1.71%
$500.00 36 - 48 Month C.D. 1.90% 1.91% 2.00% 2.01% 2.10% 2.11%
$500.00 60 Month C.D. 2.20% 2.21% 2.40% 2.41% 2.50% 2.52%
$500.00 IRA 3-Year C.D. 2.10% 2.11% 2.30% 2.31% 2.40% 2.41%
 

  • Early withdrawal penalty = 1 year or less = loss of 90 Days of interest/over 1 year = loss of 180 days of interest
  • APY = Annual Percentage Yield
  • Checking, Money market and Savings Accounts are variable rate, therefore rate may change after account is opened. Fees could reduce earnings.
  • See an employee for further details.
  • Rate = Interest Rate