Consumer Checking Accounts
| Account Type |
Monthly Fee |
Interest Paid |
Free Checks |
Rewards |
| CSSB Free Checking |
Free |
No |
No |
- No Fee check safekeeping
- Touch Tone Teller
- Direct Deposit
- No Fee Debit Card
- Ready Reserve / Overdraft Protection |
| CSSB Basic Checking |
No charge unless balance in account falls below $300 minimum or $500
account average or balance of combination of accounts fall below $2,000
$5.00 Statement fee
.16 per check |
No |
No |
- Direct Deposit
- Ready Reserve/Overdraft Protection
- No Fee Debit Card
- Touch Tone Teller |
| CSSB NOW Checking |
No charge unless balance in account falls below $600 minimum or $800
account average or balance of combination of accounts fall below $3,500
$5.00 statement fee
.16 per check |
Yes,
Variable
** |
No |
- Direct Deposit
- Ready Reserve/Overdraft Protection
- No Fee Debit Card
- Touch Tone Teller |
| VIP Checking |
No charge unless balance in account falls below $15,000 average or
combination of all accounts and CD's fall below $50,000.
$15.00 Statement fee.
.16 per check. |
Yes, Premium variable rates |
Yes |
- Direct Deposit
- Ready Reserve/Overdraft Protection
- No Fee Debit Card
- Touch Tone Teller |
| CSSB Mainstreeter Checking |
No charge unless balance in account falls below $500 minimum or $700
account average or balance of combination of accounts fall below $1,500
$10.00 statement fee |
Yes
Variable
** |
No |
- No Fee Money Orders or Cashiers Checks
- No Fee Notary Service
- 10 Free photocopies per/month
- Touch Tone Teller
- No Fee Debit Card |
| CornerStone Club Account |
$3.00 - $8.00 Depending on the type of account and what you qualify for. |
Optional |
CornerStone Club Account
Checks or 25% discount
on premium checks* |
- No Fee Debit Card
- No Fee Money Orders & Cashiers Cks-5/month
- $5.00 Stop Payment Discount
- No Fee Ready Reserve / Overdraft protection
- C.D. Bonus Certificate
- 1/4% Discount on Loans w/automatic payment*
- $100 Discount on Mortgage Closing Costs
- $50.00 Discount on Home Equity Closing Costs
- No Fee Photocopies-limit 5 per month
- No Fee Notary and Signature Guarantee
- Direct Deposit
- Touch Tone Teller
- $10,000/$20,000 Accidental Death / Dismemberment Policy
- Credit Card Registration
- Hotel/Motel Discounts
- Short Notice Travel
- Travel Rebates |
* 1/4% Discounts on Consumer loans available to qualified customers with auto debit from any
CornerStone State Bank checking or savings account.
** We may change the rate on interest bearing accounts, at any time, at our discretion. We use the
daily collected balance method to calculate the interest on this account. This method applies a
daily periodic rate to the collected principal balance in the account each day.
*** CornerStone State Bank reserves the right to change account types based on legal regulation
changes or activity changes. Written notice will precede any account type changes.
**** Subject to service charges if dormant for 6 months.
***** We require that you have $200.00 on deposit to cash a non-CornerStone State Bank check without
a check-cashing fee.
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